St.George Amplify Qantas Signature Card
Earn up to 1.2 Qantas Points per $1 spent and receive two complimentary Qantas lounge visits each year with a St.George Amplify Qantas Signature card.
Earn 1.2 Qantas Points per $1 on international spend, 0.8 Qantas Points per $1 on everyday spend, and 0.5 Qantas Points per $1 on all other eligible spend up to $10,000 per statement period. Then 0.25 Points per $1 thereafter, uncapped.
- 2x Qantas Club Complimentary Lounge Invitations
- Overseas Travel Insurance, Extended Warranty Insurance and Price Guarantee
- Access to Visa Luxury Hotels program
- Apple Pay, Google Pay & Samsung Pay support
Why we like the St.George Amplify Qantas Signature Card Guide
As an alternative to the St.George Amplify Rewards Signature card, which earns Amplify Points, St.George offers the Amplify Qantas Signature credit card. This card earns up to 1.2 Qantas Points on purchases, up to a total spend of $10,000 per statement period.
This card also includes some handy travel perks such as Qantas Club Complimentary Lounge Invitations upon registration and complimentary travel insurance. Additionally, there’s a great Qantas points sign-up bonus.
Key Information & How to Apply
Key facts about this cards
- Signup bonus
- Up to 150,000 bonus Qantas Points, receive 90,000 Qantas Points when you spend $6,000 on eligible purchases within 120 days of card approval and an additional 60,000 Qantas Points when you spend $6,000 on eligible purchases within 120 days of your card opened date anniversary.
- Annual fee
- $295 p.a. ongoing + $75 Annual Qantas Rewards Program fee
- Interest rate
- 20.99% p.a.
- Interest-free days
- Up to 55 days
- Minimum monthly repayment
- 2% of outstanding balance or $10, whichever is higher
- Minimum credit limit
- $15,000
- International transaction fee
- 3.0%
To apply for this card, you will need
- To be an Australian citizen, resident or long-term visa holder aged 18 or over
- Have a good credit history and no payment defaults
- Your Australian driver’s licence number and proof of income
- 10-15 minutes to complete your application
Contents
Sign-up bonus
Apply for a St.George Amplify Signature card to earn up to 150,000 bonus Qantas Points!
The bonus Qantas Points are spreads over 2 years with 90,000 Qantas Points when you spend $6,000 on eligible purchases within 120 days of card approval and an additional 60,000 Qantas Points when you spend $6,000 on eligible purchase within 120 days of your card opened date anniversary.
This offer is not available to existing St.George, Bank of Melbourne or BankSA cardholders, or if you have held a credit card from any of those banks in the last year.
See our guide to using Qantas Points effectively for more information on using Qantas Points.
Travel benefits
Here’s an overview of the travel benefits you can expect…
Qantas lounge invitations
As a St.George Amplify Qantas Signature cardholder, you’ll receive Qantas Club Complimentary Lounge invitations each year. To activate these passes each year, you’d need to register for the offer and then make a purchase from Qantas.
These lounge passes can be redeemed at any domestic Qantas Club lounge or Qantas international Business Lounge (excluding in Los Angeles) when flying on the same day with Qantas or Jetstar.
Complimentary travel insurance
This card comes with complimentary access to international travel insurance. It also includes interstate flight inconvenience insurance and rental vehicle excess cover in Australia.
This insurance is underwritten by Allianz. To be eligible for the international travel insurance benefit, you would need to:
- Live in Australia,
- Be less than 81 years old,
- Start and end your journey in Australia,
Have a return overseas travel ticket before leaving Australia, and - Spend at least $500 towards your trip on your St.George credit card before leaving Australia.
Before using this insurance, we’d encourage you to read the PDS here.
Visa Luxury Hotels
As a St.George Amplify Signature cardholder, you’ll get access to Visa’s Luxury Hotel Collection. This provides a “best available rate guarantee” and upgrade benefits when using your Visa credit card to book participating hotels through Visa Luxury Hotels.
Earning points
With a St.George Amplify Qantas Signature card, you’ll earn 1.2 Qantas Points per $1 on international spend, 0.8 Qantas Points per $1 on everyday spend, and 0.5 Qantas Points per $1 on all other purchases. This excludes government payments.
Once you spend $10,000 in a statement cycle, you will earn 0.25 Qantas Points per $ on further eligible purchases.
Points earned from this card will be deposited into your Qantas Frequent Flyer account after the end of each monthly statement cycle. Qantas points expire if there is no activity in your Qantas Frequent Flyer account for 18 months. But if you’re earning points each month, your account will remain active.
The points earned from this card also count towards Qantas Points Club.
Using Qantas Points
You can use your Qantas Points towards a wide range of rewards including reward flights, upgrades, hotel bookings or car rentals. And you can even put your points towards Qantas Wine purchases, hotels, Qantas Marketplace purchases and even Ticketek bookings.
Classic Flight Rewards
Arguably, the best value uses of Qantas Points are on Classic Upgrade Rewards and Classic Flight Rewards. You can request an upgrade with Qantas Points on any Qantas operated and marketed flight, or book a Classic Flight Reward seat with Qantas or any of its many partner airlines.
Oneworld member airlines
Qantas is part of the Oneworld alliance, meaning you can redeem Qantas Points to fly with any of the other Oneworld member airlines. In fact, a popular use of Qantas points is the Oneworld Classic Flight Reward which allows you to travel around the world with up to 5 stopovers.
Qantas’ other partner airlines include Emirates, Jetstar, Air France and LATAM Airlines.
You can check the number of Qantas points needed on any route for an upgrade or reward flight on the Qantas website.
Classic Flight Reward bookings can be excellent value – especially if you’re booking a seat in Premium Economy, Business or First Class. However, beware that reward seat availability is limited. It can be difficult to find seats on popular routes and peak travel dates, especially if you’re looking for multiple seats.
When using Qantas points for a Classic Flight Reward, you’ll need to pay any applicable taxes & carrier charges in addition to the points.
For more details, see our Overview on ways to use Qantas Points.
Summary
Pros
- Receive two annual Qantas Club Complimentary Lounge Invitations
- A decent Qantas Points earn rate for a non-Amex credit card in Australia
- Complimentary travel and other insurances
- Compatible with Apple Pay, Google Pay & Samsung Pay
Cons
- A higher interest rate on purchases than low rate credit card
- Higher annual card fee than Platinum credit card
- $75 Annual Amplify Qantas Rewards Program fee
Key Information & How to Apply
Key facts about this cards
- Signup bonus
- Up to 150,000 bonus Qantas Points, receive 90,000 Qantas Points when you spend $6,000 on eligible purchases within 120 days of card approval and an additional 60,000 Qantas Points when you spend $6,000 on eligible purchases within 120 days of your card opened date anniversary.
- Annual fee
- $295 p.a. ongoing + $75 Annual Qantas Rewards Program fee
- Interest rate
- 20.99% p.a.
- Interest-free days
- Up to 55 days
- Minimum monthly repayment
- 2% of outstanding balance or $10, whichever is higher
- Minimum credit limit
- $15,000
- International transaction fee
- 3.0%
To apply for this card, you will need
- To be an Australian citizen, resident or long-term visa holder aged 18 or over
- Have a good credit history and no payment defaults
- Your Australian driver’s licence number and proof of income
- 10-15 minutes to complete your application
Frequently Asked Questions (FAQs)
To apply for a St.George Amplify Qantas Signature credit card, you would need to be an Australian citizen, resident or long-term visa holder aged 18 or over with a regular, verifiable Australian taxable income and a residential address in Australia.
The minimum credit limit is $15,000.
St.George Amplify Qantas Signature cardholders receive two annual Qantas Club Complimentary Lounge Invitations to use at Qantas Club and Qantas operated International Business Lounges only (excluding Los Angeles Tom Bradley Airport lounge) when flying with Qantas or Jetstar.
The St.George Amplify Qantas Signature card earns Qantas Points and comes with two annual Qantas Club Complimentary Lounge Invitations. On the other hand, the St.George Amplify Rewards Signature card earns Amplify Points which can be converted to Velocity points or KrisFlyer miles, or redeemed for merchandise, gift cards or travel bookings through the Amplify Rewards portal. That card also comes with two annual Priority Pass lounge visits instead of Qantas lounge visits.
Qantas Points only expire if you do not earn or redeem any points at all for 18 months. As long as your Qantas account remains active, your points will remain valid and available to use. Regularly using your Qantas points credit card is one way that you can keep your Qantas Frequent Flyer account active.
Yes, this card supports Apple Pay, Google Pay and Samsung Pay. So, you can still use this card to make purchases when you’re out and about without carrying the physical card.
Yes, you can add a second cardholder for free who must be at least 16 years old.