Maintaining a Healthy Credit Rating

Credit cards and their various sign-up bonuses are an easy way to accumulate large amounts of frequent flyer points quickly. But it’s important to consider the effect of credit card churning on your credit rating before applying for many cards. A healthy credit rating is highly important if you want to apply for a credit card, … Continued

Virgin Money Devaluation on the Cards

Virgin Money’s Velocity Flyer and High Flyer cards will soon become much less valuable. From 1 April 2016, the rate at which Velocity Frequent Flyer points are earned will be reduced by up to 33%. The popular two-for-one flight deal is also being removed, to be replaced by flight vouchers and lounge passes. High Flyer cards … Continued

Earning Points as a Business Owner

If you own a small business, chances are that you’re paying business expenses on a regular basis. By paying with a point-earning credit card, you could be earning frequent flyer points for these payments! One new member, a small business owner, requests advice on maximising their credit card point-earning potential. I’m a small business owner, … Continued

Best Value CommBank Awards Redemptions

Commonwealth Bank Awards points can be used in one of two ways. They can either be redeemed directly through the CommBank Awards program, or you can transfer CommBank Awards points to an airline frequent flyer program. Direct redemption options include gift vouchers, cash back and merchandise, while Qantas Frequent Flyer and Virgin Australia Velocity are … Continued

ANZ Eliminates Points on Tax Payments

ANZ credit card holders will no longer earn frequent flyer points when paying tax to the Australian Tax Office (ATO). From 27 February 2016, ATO payments are specifically excluded from point earning. ANZ is just the latest in a series of credit card providers to reduce or remove the ability to earn points when paying … Continued