Credit cards and their associated loyalty programs are a key way for Australians to earn frequent flyer points via transfers, and other rewards. From sign-up bonuses to ongoing benefits, they can offer fantastic value for savvy travellers. Discover tips, tricks, and reviews of Australia’s top credit card loyalty programs below.
The Reserve Bank of Australia plans to ban card payment surcharges and reduce interchange fees from July 2026. This will likely reduce the reward points Australians earn from credit cards.
Westpac is changing the earn rates and introducing monthly points-earning caps on its Altitude Rewards, Altitude Qantas and Altitude Velocity credit cards from 1 August 2025.
Australians can now convert American Express Membership Rewards points to British Airways Club Avios at a 2:1 rate. This unlocks an additional way to obtain Avios in Australia without using Qatar Airways Privilege Club.
The American Express Velocity Platinum card comes with new benefits including unlimited Virgin Australia Lounge access. Plus, there's now a sign-up bonus available of 100,000 Velocity Points!
Westpac Altitude and St.George Amplify members can now transfer their credit card reward points to Qantas Frequent Flyer, by first converting them to Everyday Rewards points.
We compare the credit card reward point expiration policies of different Australian banks, as well as their policies on changing reward costs without notice.
Latitude's 28 Degrees Global Platinum Mastercard will introduce a new $8 monthly fee from 17 September 2024. Many AFF members say they will cancel their cards.
Some Australian banks are starting to switch from annual credit card fees to monthly fees, sometimes with a fee waiver for each month that you spend over a certain amount. Why?
Australians can now transfer American Express Membership Rewards Gateway points to Virgin Atlantic Flying Club. This is good news for Amex Explorer and Essential Rewards cardholders.
CommBank Awards members can earn a 20-50% bonus when transferring points to an eligible airline or hotel partner program until 30 June 2024.
ANZ Bank is making changes to the complimentary international travel insurance that comes with its Platinum and Black credit cards, effective from 7 June 2024.
The Coles Rewards Mastercard will add a 3% international transaction fee and cap the Flybuys points earned from 1 July 2024.