St.George Amplify Qantas Platinum Card

Why we like the St.George Amplify Qantas Platinum card

If you’re looking for a credit card in Australia that earns Qantas Points but has a lower annual fee, the St. George Amplify Qantas Platinum card could fit.

You’ll earn 0.5 Qantas Points per dollar spent on everyday spend. Once you spend $5,000 in a statement cycle, you will earn 0.2 Qantas Points per $1 on further eligible purchases.

The St.George Amplify Qantas Platinum credit card also includes other great perks. In addition to complimentary overseas travel insurance, you’ll receive extended warranty on purchases.

Sign-up bonus

Earn up to 100,000 bonus Qantas Points when you apply for a St.George Amplify Qantas Platinum credit card!

The bonus points is spread over 2 years with 70,000 bonus Qantas Points to be credited after spending a minimum of $4,000 on eligible purchases for the first year and an additional 30,000 bonus Qantas Points if you keep your account open for more than 12 months and spend another $4,000 on eligible purchases on your second year.

This offer is not available to existing St.George, BankSA or Bank of Melbourne cardholders, or those who have held an Amplify, Amplify Platinum or Amplify Signature credit card from any of these banks in the last 24 months.

See our guide to redeeming Qantas Points effectively for more information on using Qantas Points.

Travel benefits

The St.George Amplify Qantas Platinum credit card includes travel insurance for overseas, as well as eligible domestic trips. If you’re looking for additional travel benefits, such as lounge passes while still wanting to earn Qantas Points, you may want to consider the St.George Amplify Qantas Signature credit card.

Complimentary travel insurance

St.George Amplify Qantas Platinum cardholders receive complimentary overseas travel insurance. Interstate flight inconvenience insurance and rental vehicle access cover is also included.

The card’s insurance benefits are underwritten by Allianz. To be eligible for the complimentary international travel insurance, you must:

• Reside in Australia,
• Be aged under 81 at the time you’re eligible for insurance,
• Begin and end your journey in Australia,
• Hold a return overseas travel ticket before you leave Australia, and
• Spend at least $500 on travel expenses on your St.George Amplify Qantas Platinum credit card before departing Australia.

Before using the complimentary travel insurance on your St.George Amplify Qantas Platinum card, ensure you read the PDS here.

Earning points

With a St.George Amplify Qantas Platinum card, you’ll earn points towards Qantas Frequent Flyer at a rate of 0.5 points per $1 spent on everyday transactions. This excludes government payments. You’ll earn 0.75 Qantas Points on international transactions, although these are hit with a 3% transaction fee.

There’s no monthly or annual cap on points, but after spending $5,000 in a statement period the earn rate drops to 0.2 Qantas Points per dollar spent.

Note that Qantas Points expire after 18 months of no activity in your account.

Earning points for ATO & government payments

You won’t earn any points from direct payments to the Australian Tax Office (ATO) or other Australian government bodies when using your St.George Amplify Qantas Platinum credit card.

Using Qantas Frequent Flyer points

You can use your Qantas Frequent Flyer points towards a wide range of rewards including reward flights, upgrades, hotel bookings or car rentals. And you can even put your points towards Qantas Wine purchases, hotels, Qantas Rewards Store purchases and even Ticketek bookings.

Classic Rewards

Arguably, the best value uses of Qantas Points are on Classic Upgrade Rewards and Classic Flight Rewards. You can request an upgrade with Qantas Points on any Qantas operated and marketed flight, or book a Classic Flight Reward seat with Qantas or any of its many partner airlines.

Qantas Classic Flight Rewards start at 5,700 Qantas Points + taxes & carrier charges for flights in Jetstar Economy Class, or 9,200 Qantas Points + taxes & carrier charges for a Qantas Economy Class flight of up to 600 miles (e.g. on the Sydney-Gold Coast route). Qantas Business Class reward seats start from 19,300 Qantas Points + taxes & carrier charges (e.g. for a Melbourne-Sydney flight).

Oneworld member airlines

Qantas is part of the Oneworld alliance, meaning you can redeem Qantas Points to fly with any of the other Oneworld member airlines. In fact, a popular use of Qantas Points is the Oneworld Classic Flight Reward which allows you to travel around the world with up to 5 stopovers. This costs 152,200 Qantas Points in Economy Class or 365,800 Qantas Points for Business Class.

Qantas’ other partner airlines include Emirates, Jetstar, Air France and LATAM Airlines.

You can check the number of Qantas Points needed on any route for an upgrade or reward flight on the Qantas website.

Classic Flight Reward bookings can be excellent value – especially if you’re booking a seat in Premium Economy, Business or First Class. However, beware that reward seat availability is limited. It can be difficult to find seats on popular routes and peak travel dates, especially if you’re looking for multiple seats.

When redeeming Qantas Points for a Classic Flight Reward redemption, you’ll need to pay any applicable taxes & carrier charges in addition to the points. On some airlines, such as Emirates, these carrier charges can be quite expensive. However, other Qantas partner airlines have relatively low or no carrier charges including Fiji Airways, American Airlines, Alaska Airlines, LATAM Airlines, China Airlines and Air New Zealand.

For more details on redeeming Qantas Points, see our Overview of Qantas Frequent Flyer Redemptions.

Summary

Frequently Asked Questions (FAQs)